Mortgages

A new mortgage - probably the most important financial decision of your life!

We understand and respect this and with hundreds of mortgage deals available, we will take you through the maze to find the right deal for you.

Whether you are a first time buyer looking for a new home or a homeowner looking for a more suitable mortgage deal, we will help you make the right choice. You want to be sure that you can afford the payments and protect yours and your family's financial future, whatever is around the corner. We will also offer you all the necessary protections to ensure this and you can be confident that you have made the right decision.

How do I choose the right mortgage for me?

Choosing the right mortgage is undoubtedly a big decision. With literally hundreds of mortgage deals available, it's easy to get confused about which one is right for you.

• Is a fixed rate the right route to take?
• What about cash-back or discounted mortgages?
• Which lender offers the best rates?

Our Mortgage Advisers will provide expert advice and guidance in finding the right mortgage for you. And with access to mortgages from a wide range of the UK's leading mortgage lenders, including some deals exclusive to Openwork, you can be confident the mortgage we recommend is the ideal one for you.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of a maximum of £250 or 0.5% of the loan amount, if greater, is payable on completion. Typically this will be £150.

If you would like more detailed information on the different types of mortgages available, please see our mortgage information page.

Make sure you are protected

Because your mortgage is so important to your finances, it makes sense to put plans in place to protect it. We have to consider all eventualities to ensure you enjoy a worry free mortgage. So consider:

• What would happen if your income ceased?
• What if you become ill or have an accident that stopped you from working?

The last thing you or your family should have to worry about if this happened is whether you can afford to keep your home.

The good news is that we can advise you on how simple it can be to protect your income and lifestyle.

Not only can we introduce you to great plans that protect your mortgage, we can also offer cover for risks to both your home and the things in it. We can provide you with very competitive and comprehensive buildings and contents insurance cover, to protect you against the financial consequences of damage to your home and belongings.

Meaning you can enjoy peace of mind and a secure financial future.

Please feel free to contact our friendly team of staff to see how we may help you.